1. Acceptance of Terms

By accessing or using the website, applications, or services provided by Teljingelse ("we", "us", "our", or the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must not use the Service.

2. Description of Service

Teljingelse provides AI-powered data analysis and decision-support tools intended to help users review and interpret information related to their own investment and trading activity. The Service is designed to assist independent investors and side-hustlers in organizing data and surfacing insights. The Service does not manage funds on behalf of users and does not execute trades.

3. No Financial Advice

Nothing provided through the Service constitutes financial, investment, tax, or legal advice. All outputs, analyses, reports, and insights generated by Teljingelse are provided for informational purposes only. You are solely responsible for any decisions made based on information obtained through the Service. We strongly recommend consulting a licensed financial advisor before making investment decisions.

4. Eligibility and Account Registration

You must be at least 18 years old and capable of entering into a legally binding agreement to use the Service. When creating an account, you agree to provide accurate, current, and complete information and to keep this information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

5. User Responsibilities

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Attempt to gain unauthorized access to the Service, other accounts, or related systems or networks.
• Use the Service to transmit any harmful code, malware, or disruptive content.
• Reverse engineer, decompile, or attempt to extract the underlying source code or algorithms of the Service.
• Use the Service in a manner that violates any applicable local, national, or international law or regulation.
• Misrepresent your identity or impersonate any person or entity while using the Service.

6. Fees and Payment

Certain features of the Service may require payment of fees. Where applicable, fees, billing cycles, and payment terms will be presented to you at the time of purchase or subscription. All fees are non-refundable except as required by applicable law or as otherwise explicitly stated. We reserve the right to modify our pricing with reasonable advance notice.

7. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, software, and design elements, are the exclusive property of Teljingelse or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for its intended purpose, subject to these Terms.

8. Data and Privacy

Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and safeguard your information. By using the Service, you consent to the practices described in the Privacy Policy.

9. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of outputs. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components, or that any analysis or insight generated will be accurate, complete, or suitable for your purposes.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Teljingelse and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, arising out of or related to your use of or inability to use the Service, including any financial losses resulting from decisions made using information obtained through the Service.

11. Indemnification

You agree to indemnify and hold harmless Teljingelse and its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service or your violation of these Terms.

12. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. You may also terminate your account at any time by discontinuing use of the Service and following any applicable account closure procedures.

13. Changes to the Service and Terms

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. We may also update these Terms from time to time. Material changes will be indicated by updating the "Last updated" date at the top of this page. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party tools that are not owned or controlled by Teljingelse. We are not responsible for the content, privacy policies, or practices of any third-party services and encourage you to review their terms independently.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts located in [Insert Jurisdiction].

16. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall remain in full force and effect.

17. Contact Information

If you have questions about these Terms, please reach out via our Contact page.